Loans

  • SHG Loan

    This loan is issued to the SHG groups of the bank against the mutual agreement between the bank and the group members. The rate of interest of loan is 14%. And the duration is 36 months.

  • Gold Loan

    The loan is issued against the security of gold. Maximum rate per gram is given. The duration of the loan is six months.

  • Key Loan

    This Loan is issued on the security of agricultural products. The interest rate of the loan is 14%. This advance helps the agriculturalists to sell their commodities at their favorable prices.

  • Kissan Credit Card

    This Loan is issued to farmers at 7% interest rate. The duration of the loan is 1 year and is issued against two personal sureties. The loan is reimbursed by District Co-operative Bank

  • Land Mortgage Loan

    This Loan is issued from the own fund of the bank at 14% interest rate against the security of immovable property. The duration of the loan is up to 5 Years.

  • Secured Loan

    The loan is issued at the convenience of the customers against fixed deposit receipt or repaid installments of mutual benefit scheme.

  • Lady Freedom

    This Loan is issued to the employed women members of the bank, on the surety of salary certificate and two personal sureties. The duration of the Loan is 36 months. >> Read More

  • OFST Loan

    This Loan is issued from the own fund of the bank at 14% interest rate to the A-class members on two other personal sureties. The duration of the loan is one year.

  • Business Loan

    Business loans are issued to the member business people in the area of operation of the bank on the surety of the license of the firm and two other personal surety who are members of the bank. The repayment of loan is in daily installment.

All deposits made in the Bank are guaranteed by Government of Kerala by virtue of "Kerala Co-operative Deposit Guarantee Scheme"

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